It is highly recommended that all homeowners have household insurance to cover the fabric of their building. This ensures that, no matter what happens to the property, they can recoup the full cost of having it repaired or even rebuilt.
One of the biggest worries that has faced those considering household insurance in the last couple of years is that of flooding. Thousands of homes suffered devastating damage to their properties through the ingress of water and it is only household insurance that has enabled them to have their homes repaired.
As with all insurance household insurance can vary in both price and content between providers so it is essential to compare a number of companies to assess both price and protection levels to find the most suitable option.