Summer Lightning Storms Warning

Homeowners are today being reminded by the Halifax that lightning storms are more common in summer and so home insurance should include cover for them.

The Halifax has looked at its own claims history and found that there are about 14 times more claims for lightning damage during the summer than there are in the winter. Factor in the average cost of a claim for lightning damage of over GBP1,450 and it is easy to see why having insurance in place is important.

Lightning strikes can cause damage in a number of ways, with buildings and their contents both in danger, especially when the strike runs down wires, damaging electrical items and potentially causing fires. A Halifax spokesperson urges people to check that they have lightning insurance in place under their policy.