Second Home Protection Required

Owners of holiday homes and second homes are being asked by AA Insurance to check that they have adequate home insurance in place for when the property is unoccupied.

AA Insurance have looked at the second home market and found 11 percent of people do not know if their existing holiday home insurance will cover them for when the property is empty. This is a critical factor for a home that is likely to be empty most of the time.

Second homes tend to build up possessions over time, with items left for next time it is occupied. This increases the need for insurance cover of course, since the value of items is increased. An AA Insurance spokesman simply wants people to check their cover, saving them potential problems in the future.